How to save money on travel insurance

You’ve booked your flights and hotels, you’ve read all the guidebooks you can get your hands on, even mapped out all of the details of your trip in an itinerary and started planning what you’ll pack. But have you thought of everything?

In a perfect world, everything will go according to plan and your trip will be smooth sailing. But the world we live in is complex and messy, and things do not always unfold according to our expectations. In many cases, these hiccups are simply part of the thrill that comes with exploring a different part of the world and are a minor bump in the road — even something to laugh about later. But sometimes these changes can be very expensive — trip delays, cancellations, interruptions, lost baggage — leaving you with a big hole in your travel budget and a bad taste in your mouth.

This is why travel insurance is so important.

Note: In 2014, I wrote a weekly blog series on budget travel for eHow. This post is from that series, so you'll have to head over to their site to read it in full. Thanks for reading!

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